If you bet during a replay all of your tc that you bet is lost.
It's happened to a lot of people, it would be better if it just didn't let you bet, etc etc.
You may want to suggest this alternative in the Suggestions board if it isn't already posted there.
Anyways, that's the simple explanation, and unfortunately you can't get a refund.
Closed, PM me if you feel this isn't a suitable answer.